Building a Financial Track Record

Can a cell phone help someone to build a financial track record? According to Shivani Siroya, the answer is a resounding YES.

All in the trustworthiness

How? Through a mobile app that measures and tracks personal relations and activities for those without access to traditional credit score products.

According to Shivani, banks use credit scores to determine trustworthiness, but there are about 2.5 billion people around the world who don't have one to begin with - and who can't get a loan to start a business, buy a home or otherwise improve their lives. She believes that untapped purchasing power in the developing world can be unlocked and says "With something as simple as a credit score, we're giving people the power to build their own futures."

To learn about Shivani's creative innovation for the "scoreless", please watch her talk about it, by clicking here or viewing it below:

Are you wondering about her background? I sure was.

Shivani is the CEO & Founder of InVenture. This is a firm that facilitates financial access to small business owners around the world by providing mobile financial tracking tools and direct flexible financing in order to help these businesses and their communities lift themselves out of poverty. Her professional experience is in global health, micro-finance and investment banking and she holds a M.P.H in Health Economics and International Policy from Columbia University and a B.A. in International Relations from Wesleyan University.

Across the globe, credit ratings and scores are recognized for their wide ranging and powerful impact on lives. If the world can have an App to help build credit history, couldn't we have an App to show the positive impacts of working with a personal Financial Practitioner?  Seems simple enough to me.




Text: 905-945-5644
Formally the Ontario Association of Credit Counselling Services (OACCS)

Canadian Association of Credit Counselling Services

11-1155 North Service Rd W
Oakville, ON L6M 3E3

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